Micro Loans: Your 2013 Solution to Fast Small Business Financing

In today’s economy it harder then ever to secure a small business loan…or is it? Trying to obtain a traditional loan for your small business can be difficult or hands down impossible, the good news is there are several other options. This article will detail the benefits of utilizing a Sunovis Financial Micro Loan to grow your small business.
If you are like many small business owners in America, you need access to capital to grow your small business but have been turned down by your banks due to extremely rigid lending policies. During this financial crunch times many small business owners are wondering where to turn financing. Heck, even if you are able to qualify for a traditional bank loan there is a lot of time and waiting period spent on that process that differs greatly from that of a securing a micro loan, let’s take a look…
Make Your Business Goals “Unrealistic”: Why it’s Easier to Achieve Harder Targets

This may seem like a ridiculous philosophy. When attempting to build a business you want to feel like you’re progressing forward and therefore having safe, reachable goals in a manageable and rewarding course of action.
However, Tim Ferriss, bestselling author of the #1 book ‘The 4-Hour Workweek’ and advisor to companies such as Facebook and StumbleUpon, proves time and time again that this is simply not the case. Mediocre goals will produce mediocre results. It’s only when you reach for the seemingly unreachable that you find yourself with it in your hand.
(Source: smallbizdiamonds.com)
4 Tips in Increasing Your Profit with an Online Presence

As a business owner, you are probably always searching for ways to increase your profit. This is true of any type of business. But, for this article, I am mainly going to concentrate on how to do this through the use of the Internet, and for online businesses in general.
If your business is strictly online, then you probably have already cut a lot of overhead cost by not having to have staff on site, office space, and even payroll if you work with freelancers rather than hire employees with payroll expenses. This in itself increases your profit. However, there are also ways to bring new traffic to your site. Of course, I need to give credit, where credit is due. I learned a lot of this by listening to James Martell and Rusty Wood, on a Coffee Talk podcast. James is an online mega success through affiliate marketing and training others how to be successful. Rusty is an online success story himself in the office supply industry. But, let’s get to what I learned…
(Source: smallbizdiamonds.com)
Protect Your Business with a New Employee Checklist

The first week on the job tends to set the tone for employees. Based on their experiences during the first week, they will either be on the road to a great career with your company or on the road to becoming apathetic, frustrated and depressed. Disorganization and unclear instructions are among the chief causes of new employee dissatisfaction. There is no greater nightmare than working a job without knowing what is expected. Another cause for job dissatisfaction is lack of incentive to excel. Often simple praise for a job well done is incentive enough to create a loyal employee. Recognition, potential for advancement and company growth rate are all of interest to a new employee. Of course the bottom line is salary and benefits, but often job security, great working conditions and a good relationship with the boss and coworkers weigh into job satisfaction even more.
(Source: smallbizdiamonds.com)
Entrepreneur of the Year: Shawn Amerlinck

Shawn Amerlinck, is a Registered Vet Technician (RVT) and owner of My Pet’s Butler located in Windsor, Ontario, Canada. I tracked him down for a feature here in Small Biz Diamonds back in April after finding an amazing response of his about how he strategically utilized a press release to grow his then four month old business. His efforts got him press on TV, local newspapers, blogs, and other print publications. Shawn has now been in business for 11 months and has managed to snag a 2012 Biz X award in the category of ‘Pet Owner’s Best Friend’. The Biz X awards are hosted by Biz X magazine the only international border city publication for businesses and people in the Windsor, Ontario (Canada) and Detroit, Michigan (USA) border.

3 Ways Christmas Cards Can Create a Lifelong Customer

A few years ago, I had only been in business for a couple of months when Christmas rolled around. I had about a dozen clients I had worked with in the few short months I had been in business. It was mid-December and I was kind of scrambling for a way to send something to them for the holidays. I decided to send some custom Christmas cards with a promotional message for a discount on my services. I rushed to create the cards, get them in the mail, and get them to my clients before December 25th. I figured I would give them a few weeks before I would start hearing back from them on the wonderful sale I offered. By the end of January I hadn’t heard back from anyone. I told myself that they were probably waiting for some opportunistic time to come back and take advantage of my promotion.
Honestly I waited until April before I gave up hope. In the end, no one that received a Christmas card from me responded. It was a little heartbreaking, personally I don’t take rejection well, and I thought I had a great relationship with my past clients. Through this experience I learned a few valuable lessons about creating Christmas cards in a business setting. I want to share some of the things I’ve learned so others don’t make the same mistakes I did.
Obama Small Business Policies: Tax Reforms and Increased Investments

Obama’s recent victory secured his second term as the President of the United States, and as with the start of any new Presidential term, businesses and the general public are eager to see how policy reforms will affect them directly. The Obama small business policies reiterated in his campaign called for action and not politics, which is comforting for entrepreneurs and small business owners. According to the Obama campaign spokesperson Adam Fetcher, there are many specific small business policy reforms planned for the United States over the next four years, which are outlined below.
Top 5 Financial Apps for Small Business
You’ve heard it time and time again, “there’s an app for that.” In this case it holds true, there’s an app for just about everything – including apps that help busy business owners manage their business’ finances. Make the day-to-day operation of your business, tax time and expense management a breeze by using the top five financial apps highlighted below.
12 Innovative Uses of Print Marketing Materials

Print marketing materials have different uses aside from their normal function. Business cards, known as identity cards of professionals, can also be produced as discount or label cards by various establishments. The unconventional applications of print materials are useful when you you’re looking for more affordable substitutes for your needed print products. Listed below are print materials widely used for business and events and the unique ways you can use these for specific situations.
As mentioned above, business cards are versatile prints. The dimensions of traditional business cards can be practically used as:
Celebrity Hair Stylist @IamMingLee is Beauty, Brains, and Businesswoman

Ming Lee knows what it’s like to go from nothing to something. From a young age she always knew that she wanted to ‘take over the world’. To carry out her mission Ming relocated to Atlanta, Georgia, USA from Detroit, Michigan to focus on her life long passions: hair, fashion, and glamour. With strong influences from her father Ming knew that she had to have a vision and a plan and not be afraid to execute it. She decided to take her $500 furniture savings to start her Hair Snobs empire. Ming is the mastermind of a brand that has been created for women around the world. She prides herself on being one of the best hair stylist in the business, providing the best quality hair that money can buy.
Social media has been the tool to help Ming bring awareness to her brand. On her Youtube channel find step-by-step hair tutorials where Ming not only shows you how to achieve a certain hair style she also educates her viewers.On Twitter @IamMingLee engages with her steadily growing following of Hair Snobs fans. In addition to being a celebrity stylist, the young mogul also owns an online boutique Snob Closet and she is a philanthropist. Ming Lee takes Small Biz Diamonds on her journey of entrepreneurship.












